Make a one-time payment
without logging in
Use your Rbcpay transaction ID and payment reference to make a secure one-time payment and submit supporting documents. No account or sign-in required.
No account required
Transaction lookup
Multiple payment methods
Secure document upload
Payment confirmation
How guest payment works
1
Locate transaction
Find your transaction using your ID and payment reference.
2
Verify transaction summary
Review the transaction details and the amount due.
3
Choose payment method
Select your preferred payment method from the options.
4
Make payment
Complete your one-time payment securely with your bank or provider.
5
Upload proof
Upload the payment receipt or confirmation for review.
6
Receive confirmation
We review your submission and update your transaction.
Locate your transaction
Details must match the transaction exactly. If they do not match, we will not be able to locate your transaction.
Transaction summary
EXAMPLE
| Transaction ID | RP-EXAMPLE-1042 |
| Seller | Verified merchant |
| Purchase | High-value merchandise |
| Amount due | CAD $12,500.00 |
| Payment deadline | 30 Sep 2026 |
| Status | Awaiting payment |
This is an example only. Your transaction details will appear after you locate your transaction.
Choose a payment method
Visa
Worldwide
Mastercard
Worldwide
American Express
Worldwide
Discover
Worldwide
Bank wire
Worldwide
ACH transfer
United States
Interac e-Transfer
Canada only
Zelle
United States
Bitcoin
Worldwide
Cheque
Canada and US
Money order
Canada and US
Cash payment
In person
Available methods depend on currency, location, transaction amount and the transaction terms.
Complete your one-time payment
| Amount due | CAD $12,500.00 |
| Selected method | Bank wire |
| Payer email | you@example.com |
You will receive a confirmation number by email.
Protect your information
- Never upload passwords, PINs, full card numbers or CVV codes
- Never share crypto private keys, wallet recovery phrases or seed phrases
- Confirm payment instructions through the transaction record before sending funds
- Rbcpay will not ask you to change payment instructions through an unverified message
Already made your payment?
Submit payment documents without logging in.
Useful documents by method
- Wire receipt or SWIFT confirmation
- ACH confirmation or bank statement
- E-transfer receipt or confirmation
- Card payment receipt
- Crypto transaction hash or receipt
- Cheque or money order receipt
What happens after submission
Documents received
We receive your payment documents and acknowledge your submission.
Details reviewed
Our team reviews the documents and verifies details against the transaction record.
Transaction updated
The transaction status is updated based on review and applicable transaction terms.
Confirmation sent
You receive an email confirmation once the review is complete.
Payment documents submitted
Your documents have been submitted successfully.
Confirmation number
CONF-EXAMPLE-8821
CONF-EXAMPLE-8821
Avoid payment delays
- Use the exact payment reference provided in the transaction
- Ensure the sender name matches the transaction record
- Upload clear, readable receipts or confirmations
- Send the payment in the correct currency
- Include all fees or charges to cover the full amount
- Upload documents promptly after making the payment
- Keep originals until the transaction is complete
Frequently asked questions
Can I pay without an account?
Yes. Use your transaction ID and payment reference to locate the transaction, choose a method and submit your payment documents. No account or sign-in is required.
Which payment methods are available?
The methods open to you depend on the currency, your location, the transaction amount and the transaction terms. Only the methods shown after you locate your transaction apply to it.
What documents should I upload?
Whatever proves the payment left your side: a wire receipt or SWIFT confirmation, an ACH or bank statement entry, an e-transfer or card receipt, a crypto transaction hash, or a cheque or money order receipt.
How long does review take?
Documents are reviewed and the transaction status is updated according to the applicable transaction terms. You receive an email confirmation once the review is complete.
Can I replace an incorrect file?
Submit the correct document with the same transaction ID and payment reference, and include a note explaining which earlier file it replaces.
What if the payment amount differs?
Report it rather than assuming it will be adjusted. A short payment, an overpayment or a different currency can all delay the transaction, and the difference must be recorded before the transaction can proceed.
How are cross-border payments handled?
Sending and intermediary fees can reduce the amount received. Make sure the intended net amount arrives, and record the currency and the exchange responsibility in the transaction terms.
Need help or have questions?
Our support team is here to help you complete your payment securely and without delays.
Rbcpay is a marketplace transaction platform and is not a bank or financial institution. Available payment methods, processing times and fees are determined by the sending and receiving institutions, the transaction terms and applicable law.